The most accurate description  of “Title” is a bundle of rights in real property.  A title search is the process of determining from a search of the public records just what those rights are and who owns or has the legal right to use them.  A title search is a means of verifying that a person who is selling the property, legally has the right to sell it and that the buyers are getting all the rights or “Title” to the property that they are paying for.  In real estate transactions where Title Insurance is involved, the title agency selected must do their due diligence in providing marketable title to their insureds…

An escrow is an arrangement in which an impartial third party, called an Escrow Officer, holds legal documents and funds on behalf of a buyer, seller and lender and distributes those funds in accordance to the instructions stated and agreed upon by all parties to the transaction.  Both parties rely on the Escrow Officer to carry out their instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out…